Are you looking for a way that you can buy a car or try to get some kind of relief that will help you after dealing with a bankruptcy? Just because you have had a bankruptcy behing you, it does not mean that you are out of the game when it comes to getting the auto loan you need. There are nice options for bankruptcy auto loans in Western Washington just as lons as you find the right dealership to work with.
Buying A Vehicle After Bankruptcy
Taking the step to file bankruptcy will end up wiping out your credit score and any debts that you have. While this may be necessary for your given situation, this is something that can be very stressful. In addition to that, there could come a time when you need to attempt a big purchase like a newer vehicle. This will then add more onto your plate.
The good news is that getting a car loan after you go through with a bankruptcy can be done as long as you know where to look. There is some solace in knowing that you are not alone and that there are many other people like you who are in the same situation. There are good lenders that are ready and willing to give you a chance to help you while you work on building your financial reputation back up.
Buying A Car After Bankruptcy
When filing for what is known as a Chapter 7, it is going to take roughly four months before the case is closed and any of the debts are completely erased. Depending on the situation, the bankruptcy itself can end up staying on your credit report for a period of about 10 years.
However, you do not necessarily have to end up waiting for years on end to get a newer car. It is all a matter of working to rebuild your credit and then working with a good dealership that offers the right financing options for people like you who have had to file.
Always do your homework to make sure that you find the right vehicle to meet your needs. This will be first and foremost, so take the time to look at safety technology, make, model, the age of the vehicle and any special features that you are after. From there, you can talk with a dealership that will get you the best possible pricing so that you can move forward to the loan process.
Working with the Half Price Cars, you will have the ability to get in on some incredible deals on new to you vehicles that have all of the bells and whistles that you are going for. We specialize in getting our customers the loans that they need for driving away happy in a newer vehicle they can count on. Regardless of the current state of your credit score, we will gladly go over all of your options to get you a good bankruptcy auto loan.
For help with bankruptcy auto loans in Western Washington you can always count on Half Price Cars. Call (425) 419-0150 for more information.